【中英文对照版】信托公司监管评级与分级分类监管暂行办法.docx

国家金融监督管理总局关于印发 信托公司监管评级与分级分类监管暂行办法的通知(金规(2023) 11 号)各监管局，信托保障基金公司、 信托登记公司、信托业协会：现将信托公司监管评级与分级 分类监管暂行办法印发给你 们，请遵照执行。信托公司监管评级与分级分类监管暂行办法InterimMeasuresfortheRegulatoryRatingandTieredandCategorizedRegulationofTrustCompanies制定机关：国家金融监督管理总局发文字号：金规(2023)11号公布日期：2023.11.07施行日期：2023.11.07效力位阶：部门规范性文件法规类别：信托IssuingAuthority：NationalAdministrationofFinancialRegulationDocumentNumber：No.112023oftheNationalAdministrationofFinancialRegulationDateIssued：11-07-2023EffectiveDate：11-07-20231.evelofAuthority：DepartmentalRegulatoryDocumentsAreaofLaw：TrustNoticebytheNationalAdministrationofFinancialRegulationofIssuingtheInterimMeasuresfortheRegulatoryRatingandTieredandCategorizedRegulationofTrustCompanies(No.112023oftheNationalAdministrationofFinanciaRegulation)AlllocalofficesoftheNationalAdministrationofFinancialRegulation,trustprotectionfundcompanies,trustregistrationcompanies,andtrustindustryassociations:TheInterimMeasuresfortheRegulatoryRatingandTieredandCategorizedRegulationofTrustCompaniesareherebyissuedtoyouforyourcomplianceandimplementation.NationalAdministrationofFinancialRegulationNovember7,2023InterimMeasuresfortheRegulatoryRatingandTieredandCategorizedRegulationofTrustCompaniesChapterIGeneralProvisionsArticle1TheseMeasuresaredevelopedinaccordancewiththeBankingSupervisionLawofthePeople'sRepublicofChina,theTrustLawofthePeople'sRepublicofChina,theMeasuresforAdministrationofTrustCompanies(OrderNo.22007,CBRC),andotherapplicablelawsandregulationsforthepurposesofcomprehensivelyassessingthesoundoperationandsystemicimpactoftrustcompanies,effectivelyimplementingcategorizedregulation,andpromotingthesustainableandsoundoperationanddifferentiateddevelopmentoftrustcompanies.Article2TheseMeasuresshallapplytotrustcompanieslegallyformedwithintheterritoryofthePeople'sRepublicofChina,andtrustcompaniesthathavebeeninoperationforlessthanonefiscalyearorhaveenteredbankruptcyproceedingsshallnotbesubjecttoregulatoryrating.国家金融监督管理总局2023年11月7日信托公司监管评级与分级分类监 管暂行办法第一章总则第一条为全面评估信托公 司的经营稳健情况与系统性影 响，有效实施分类监管，促进信 托公司持续、健康运行和差异化 发展，根据中华人民共和国银 行业监督管理法、中华人民 共和国信托法、信托公司管 理办法（中国银行业监督管理 委员会令2007年第2号）等法律 法规，制定本办法。第二条本办法适用于在中 华人民共和国境内依法设立的信 托公司，开业时间不足一个会计 年度和已进入破产程序的信托公 司不参与监管评级。第三条信托公司监管评级 是指金融监管总局及其派出机构 结合日常监管掌握的情况以及其 他相关信息，按照本办法对信托 公司的管理状况和整体风险作出Article3llReguIatoryratingoftrustcompaniesnmeanstheregulatoryworkconductedbytheNationalAdministrationofFinancialRegulation(NAFR)anditslocalofficestoevaluateandjudgethemanagementconditionandoverallrisksoftrustcompaniesinaccordancewiththeseMeasuresbasedontheinformationobtainedinroutineregulationandotherrelevantinformation.ThesystemicimpactassessmentoftrustcompaniesmeanstheregulatoryworkconductedbytheNAFRtojudgethedegreeofimpactoftheoperationofasingletrustcompanyontheoverallstabilityofthefinancialsystemanditsabilitytoservetherealeconomyinlightoftherelevantinformationobtainedinroutineregulationinaccordancewiththeseMeasures.Theregulatoryratingsandresultsofsystemicimpactassessmentoftrustcompaniesarethebasisforcategorizedregulation.TheNAFRanditslocalofficesarecollectivelyreferredtoasregulatoryauthorities.Article4uCategorizedregulationnmeansthatregulatoryauthorities,accordingtotheresultsoftheannualregulatoryratingoftrustcompaniesandtheresultsofsystemicimpactassessment,treatdifferentlytrustcompanieswithdifferentratingsandwithsystemicimpactintermsofmarketaccess,businessscope,regulatorystandards,regulatoryintensity,allocationofregulatoryresources,andtheadoptionofspecificregulatorymeasures.评价判断的监管工作。信托公司系统性影响评估是指金 融监管总局结合日常监管掌握的 相关信息，按照本办法就单家信 托公司经营状况对金融体系整体 稳健性和服务实体经济能力的影 响程度作出判断的监管工作。信托公司监管评级和系统性影响 评估结果是实施分类监管的基 础。金融监管总局及其派出机构以下 统称监管机构。第四条分类监管是指监管 机构根据信托公司年度监管评级 结果及系统性影响评估结果，对 不同级别和具有系统性影响的信 托公司在市场准入、经营范围、 监管标准、监管强度、监管资源 配置以及采取特定监管措施等方 面实施区别对待的监管政策。第五条信托公司的监管评 级和系统性影响评估工作由监管 机构按照依法合规、客观公正、 全面审慎的原则组织实施。Article5Theregulatoryratingandsystemicimpactassessmentoftrustcompaniesshallbeorganizedandconductedbyregulatoryauthoritiesundertheprinciplesofcompliancewithlawsandregulations,objectivenessandimpartiality,comprehensivenessandprudence.ChapterIlRegulatoryRatingComponentsandRatingMethodsArticle6Theregulatoryratingoftrustcompaniesshallincludefivemodules,includingcorporategovernance,capitalrequirements,riskmanagement,behaviormanagement,andbusinesstransformation.Severalratingcomponentsaresetineachmodule,consistingofqualitativeelementsandquantitativeindicators.Themethodsofregulatoryratingofatrustcompanyshallmainlyincludethefollowingcontents:1. Weightsassignedtotheratingmodule.Thefullscorefortheratingis100.Weightsareassignedtoeachratingmoduleasfollows:corporategovernance(20%),capitalrequirements(20%),riskmanagement(20%),behaviormanagement(30%),andbusinesstransformation(10%).2. Ratingcomponentscores.Ascorevalueissetforeachratingcomponent,inwhichevaluationpointsandscoringprinciplesaresetforqualitativeelementsandindicatorvaluerequirementsaresetforquantitativeindicators.Ratingcomponentscoresshallbedeterminedbyregulato