SAP保险行业数字化发展历程分享.docx

SAP数字化发展历程分享Whatdocompaniesineachgrouphaveincommon?GroupA：AmericanMotors,BrownShoe,Studebaker,Co1.1.insRadio,DetroitStee1.,ZenithE1.ectronics,andNationa1.SugarRefiningFORTUNE500intheFortune500in1955,butnotin2015GroupB:Boeing,Campbe1.1.Soup,Genera1.Motors,Ke1.1.ogg,ProcterandGamb1.e,Deere,IBMandWhir1.poo1.GroupC:Facebook,eBay,HomeDepot,Microsoft,Goog1.e,Netf1.ix,OfficeDepotandTargetintheFortune500inboth,1955and2015intheFortune500in2015,butnotin1955Theaverage1.ifespanofacompany1.istedintheS&P500hasdecreasedfrom67yearsinthe1920'sto15yearstodayRichardFoster.Ya1.eUniversityExponentia1.techwi1.1.impacta1.mosteveryindustry.massive1.ySAP的发展历程行业方案、技术创新、云计算BW4HANA技术TieE麻内存计算ERPj1.件,内存计算业务条线由用S4HANAIoTC1.OUdI帝务智胡商身分折20世纪90年代20122013201420172016AMIMI卜)hybs&Fic1.oo1.abs.d1.Roambi朋而kxenQconcur1.tisc1.e2017datanguSy用隈，S6SmartOps行业方案ERP200820102011Bu*in*Ob)ct*SYBASEsuccessfactvrs'O1.111.KSOFT'cr三sboateVisiprise例=SECUuESAP将在未来5年投费20亿欧元进行物联网相关技术与产品研发TakePanin1.oT1.P1.ease!Possib1.eappbcationsoftheIoTarea1.mostUn1.imrted.EveryindustryandeverySmPanyhaSdifferentapproachesandcha1.1.engeswhichOnbeso1.ved11weeffective1.yWiththeuseoftheIoT;especia1.1.ywhenitisfinkedwithA1.Fastartups,IoTanUnIfnitedp1.ayground,whereMnewbusinessmode1.sareemerpng.Afewweeksago,SAP'snewIoT1.absinBedmwereinaugurated,wherethecompanywantstoencouragethedevdoPfnemofIoTincooperationwithpartnersandCUstomefSjAPhasa1.soCOnfinnMthetakeoveroftwostart-upsfromIta1.yandNorway.Overthenextfiveyears,thecompanygoingtoinvestEUR2bi1.1.onintheexpansionofitsIoTPOrtfo1.iO.(OrigiMinGefmM)©2016SAPSEoranSAPaffi1.iatecompany.A1.1.rightsreserved.In1.erna1.SAP帮助越来越多的保公司始it行商模式辅型1.ife&We1.1.ness8DisveryChronicI1.1.nesscareAgeingCare甑Income&Wea1.thPreventiceSo1.UTIoftHome&Property©1Vehic1.e&Mobi1.ity诙Trave1.&1.eisure03Business&ProjectsGEO-FABAIAvikki0¾yoscrASC即9tgrea忙a1.1.fBeFide1.ityBase1.ineOrogersSUREC2017SAPS(XA11SAPAtfiiempyA1.r¾TXSrewr'dI*e.一-<InsureTechs>-'MMto&In.oa一B1.ockchain«*I.一1.0Use-CaseDESCRIPTIONRecommendationofInsuranceProducts"IpaniesThesecustomerdatau1.dbeeva1.uatedbyM1.toprovideamoresophisticatedrecommendationfornewproductsUnderwriting"M1.a1.gorithmeva1.uatesbusinesspartner-re1.ateddata1.ikeexistingpo1.iciesandc1.aimsoftheapp1.icantaswe1.1.asdatare1.atedtotheapp1.icationandthecoverageinvo1.ved,inordertofindoutwhichcombinationsofattributeswou1.dresu1.tinspecificunderwritingdecisions,eg.dec1.ininganewapp1.icationiftheriskisdeemedtohighbasedonspecificmbinationsofattributesPricingM1.a1.go11thmidentifiestheappropriatepricingforapo1.icybasedona1.1.avai1.ab1.eandre1.evantstructuredandunstructureddatare1.atedtothepo1.icy(seea1.sounderwriting)ProcessC1.aimsDuringtheprocessofac1.aimtherearemanyopbona1.stepsthatsteffortbutu1.dsavemoney,eg.requestofanexpertreport"AM1.a1.gorithmu1.deva1.uatetheexistingc1.aimstodetermineinwichcasestheseoptiona1.stepsarehe1.pfu1.andinwhichunnecessaryReserveCa1.cu1.ation"Reservesettingduringc1.aimhand1.ingusua1.1.ycomesfromexpe11enceorisbasedonprenfiguredva1.uesincustomizing.Withmoreaccurateautomaticreservesettingbasedonmachine1.earning(andreservechangesduetochangingc1.aimfacts),thisisone1.ess(mp1.ex)taskforthec1.aimhand1.er.Estimatedamagecostsbasedonpictures"Estimatethestofacaracdent,basedon,Imagerecognitionfrompicturesofthedamagedcar,theknowndataoftheinsuredcarCONVERSATIONA1.APP1.ICATIONSANDCHATBOTSATSAPSIMP1.IFIEDANDUNIFIEDBYSAPCOPI1.OTs1.ack0MessengerGSuite-COHCUKSAPCoPiIot©阪OTheAirport1.oungeWhi1.eSimonandMikearewaitingtoboardtheirf1.ightintheairpodfortheupcomingmeeting.SimonasksCoPiIottoprovidesomeinfHeyCoPi1.ot,whatdoIneedtoknowaboutthiscustomer?Simonage2t1.ounge,theywanttoprepareormationaboutthecustomer.TheAirport1.oungeMSdnCharac：SimonPage3Rightbeforeboarding.Simonrea1.izesheforgottobringhis1.aptopcharger.Hequick1.yasksCoPiIottopurchaseoneforhiminhiscompany'sB2Bsystem.SAPAribaAAftthCUSt11MeetingMa1.nCharaeterSimonPage4Afterthecustomermeeting.SimonandhisteamtakeanUbertotheairporttocatchtheirf1.ight.Simonwantstocreatethesa1.esopportunitybeforehestartstrave1.1.ingsohecanspendtimewithhisfami1.yonceheishome.HeasksCoPiIottocreatetheopportunityforhim.CoPiIotcreatestheopportunitybyidentifyingsomeinfointhecontextofSimonsrequest,thenwa1.ksSimonthroughtheremainingrequiredfie1.ds.S400KHiCoPi1.ot.IjustfinishedupameetingwithIInsite.Canyoucreateanopportunit